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  • Is it possible to sell before finishing paying off your mortgage ?

    Divorce, loss of a spouse, unemployment, retirement, job relocation, or even the birth of a child... There are countless reasons to want to part with your property, even before fully paying off your mortgage. Do you have the right to do so, and most importantly, what will the consequences be? Here’s what you need to know. You are free to dispose of your property as you see fit No law requires you to wait for a minimum period before reselling a property you purchased with a mortgage. The reason...

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  • What to do if the sale of a property in joint ownership is refused ?

    In the case of an inheritance of real estate, all heirs, or co-owners, have a share of the property. To sell it, unanimous consent is required. What happens if one of the heirs refuses to sell the property in co-ownership? Answers. What is the principle of co-ownership? In real estate terminology, co-ownership is a legal regime that allows multiple people to exercise ownership rights over a single indivisible property, usually acquired through inheritance. The property subject to co-ownership is...

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  • Energy Performance Certificate (EPC) fraud : how to spot a fake diagnosis?

    Exclusion from the rental market, mandatory audits... As restrictions increase for owners of energy-inefficient properties, fraudulent EPCs are becoming more common. How can you detect a fake diagnosis, and what are your options? Rising EPC fraud Since the implementation of the Climate and Resilience Law, the importance of the Energy Performance Certificate (EPC) has greatly increased. The most energy-inefficient properties (G+) have been excluded from the rental market since January 2023, with...

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